Our Strategies
Specialized financial planning for incorporated professionals and business owners.
Specialized financial planning for incorporated professionals and business owners.
We help you move surplus cash out of your corporation to your family in the most tax-efficient way possible. Using the Capital Dividend Account (CDA), we can often significantly reduce or eliminate the tax triggered upon death.
Primary Benefit: Maximizing the net wealth transferred to your heirs.
We arrange for a major Canadian bank to lend you back the premiums you pay for corporate life insurance. This allows you to keep your capital working in your business investment accounts while still securing the protection you need.
Primary Benefit: Getting insurance coverage without impacting your operating cash flow.
We structure insurance to protect your company if a key partner or employee passes away. We also fund Buy-Sell Agreements to ensure a smooth ownership transition without draining corporate liquidity.
Primary Benefit: Preventing financial disruption during unexpected events.
